{"id":323,"date":"2010-08-02T15:41:26","date_gmt":"2010-08-02T12:41:26","guid":{"rendered":"http:\/\/www.rahakool.ee\/pere_eelarve\/?p=323"},"modified":"2010-08-09T21:16:22","modified_gmt":"2010-08-09T18:16:22","slug":"pere-finantsplaan-2010%e2%80%93juuli-tulemused","status":"publish","type":"post","link":"https:\/\/www.rahakool.ee\/pere_eelarve\/pere-finantsplaan-2010%e2%80%93juuli-tulemused","title":{"rendered":"Pere finantsplaan 2010 \u2013 Juuli tulemused"},"content":{"rendered":"<p>Kaks kuud tagasi, juuni alguses, alustasime operatsiooni &#8220;2010 II poolaasta s\u00e4\u00e4stuplaan&#8221;. Ehkki selles plaanis sisaldus saatuse tahtel ka juunikuu, mis teatavasti ei ole teises poolaastas, ei seganud see plaaniga siiski kuu aega varem alustamist. Sellest kuidas me alustasime eelarve timmimist ja finantsplaani koostamist v\u00f5ib lugeda <a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/pere-finantsplaan-2010-juuni-tulemused\" target=\"_blank\">Pere finantsplaan 2010 Juuni tulemused<\/a> postitusest.<\/p>\n<p><strong>Juuli 2010 tulemused<\/strong><\/p>\n<p>Nagu alati &#8211; visualiseerimine on k\u00f5ige t\u00e4htsam. Seep\u00e4rast on m\u00f5istlik k\u00f5igepealt vaadelda tulemusi meie pere finantsplaani j\u00e4rgnevalt graafikult:<\/p>\n<p><a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2010\/08\/2010-07-finantsplaani-tulemused1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-325\" title=\"2010-07-finantsplaani-tulemused\" src=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2010\/08\/2010-07-finantsplaani-tulemused1.png\" alt=\"\" width=\"623\" height=\"752\" srcset=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2010\/08\/2010-07-finantsplaani-tulemused1.png 623w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2010\/08\/2010-07-finantsplaani-tulemused1-248x300.png 248w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2010\/08\/2010-07-finantsplaani-tulemused1-124x150.png 124w\" sizes=\"auto, (max-width: 623px) 100vw, 623px\" \/><\/a><\/p>\n<p>Juulikuu kohta peab k\u00f5igepealt kommentaariks \u00fctlema, et nii mina kui Bret viibisime m\u00f5lemad tervelt neli n\u00e4dalat puhkusel. Asjaga kursis olevate inimeste jaoks on see ilmselt \u00e4\u00e4retult t\u00e4htis \u00e4\u00e4rem\u00e4rkus teatavate kulude suuruse kasvu selgitamiseks:)<\/p>\n<p><strong>Suurimad \u00fclekulud:<\/strong><\/p>\n<ul>\n<li>Bensiin &#8211; <span style=\"color: #ff0000;\"><strong>193% rohkem planeeritust<\/strong><\/span> <em>(P\u00f5hjus: Puhkuse ajal suurem autoga ringi s\u00f5itmine)<\/em><\/li>\n<li>V\u00e4ljas k\u00e4imised, kino, teater jms.<em> &#8211; <span style=\"color: #ff0000;\"><strong>178% rohkem planeeritust<\/strong><\/span> (P\u00f5hjus: Puhkus p\u00f5him\u00f5tteliselt &#8211; kontserdi ja teatripiletite suurem hulk)<\/em><\/li>\n<li>Muu \u00fchekordne v\u00e4ljaminek<em> &#8211; <span style=\"color: #ff0000;\"><strong>159% rohkem planeeritust<\/strong> <\/span>(P\u00f5hjus: Septiku t\u00fchjendamine, lapse pass ja ID kaart)<\/em><\/li>\n<li>M\u00f6\u00f6bel, sisustus ja tehnika<em> &#8211; <span style=\"color: #ff0000;\"><strong>137% rohkem planeeritust<\/strong><\/span> (P\u00f5hjus: Trimmeri ost, antenn digi-tv parendamiseks(eba\u00f5nnestunult))<\/em><\/li>\n<li><em>Riided, jalan\u00f5ud jms.<\/em><em> &#8211; <span style=\"color: #ff0000;\"><strong>50% rohkem planeeritust<\/strong> <\/span>(P\u00f5hjus: Paar jooksup\u00fckse Xdream&#8217;ile minekuks. P\u00fcksid said v\u00e4ga head k\u00fcll, aga eelarve l\u00e4ks l\u00f5hki)<\/em><\/li>\n<li>Kodukeemia, WC paber, k\u00f6\u00f6gitarbed<em> &#8211;<span style=\"color: #ff0000;\"> <strong>49% rohkem planeeritust<\/strong><\/span> (P\u00f5hjus: Vana Tefali pann suri \u00e4ra)<\/em><\/li>\n<\/ul>\n<p><strong>Suurimad kokkuhoiud: <\/strong><\/p>\n<ul>\n<li>K\u00e4sit\u00f6\u00f6vahendid &#8211; <span style=\"color: #008000;\"><strong>100% kokkuhoidu<\/strong><\/span><em> (juba teist kuud j\u00e4rjest)<\/em><strong><br \/>\n<\/strong><\/li>\n<li>Hobid &#8211; <span style=\"color: #008000;\"><strong>87% kokkuhoidu<\/strong><\/span><\/li>\n<li>Kingitused, s\u00fcnni- ja t\u00e4htp\u00e4evad &#8211; <span style=\"color: #008000;\"><strong>75% kokkuhoidu<\/strong><\/span><strong> <\/strong><\/li>\n<li>Elekter &#8211; <strong><span style=\"color: #008000;\">68% kokkuhoidu<\/span> <\/strong><em>(Osa s\u00e4\u00e4stust peaks juuni arvelt tulema, seal oli v\u00e4ike \u00fclekulu)<\/em><\/li>\n<li>ravimid, arstitasud &#8211; <strong><span style=\"color: #008000;\">58% kokkuhoidu<\/span> <\/strong><em>(Suvel pole v\u00e4ga palju haigusi kummitamas)<\/em><\/li>\n<\/ul>\n<p><strong>Kokkuv\u00f5tteks:<\/strong><\/p>\n<p>Ehkki tegelik tulemus kulude osas <strong>\u00fcletas 3% <\/strong>meie II poolaastaks seatud s\u00e4\u00e4stuplaani, ei ole norutamiseks p\u00f5hjust, sest aasta alguses seatud eelarvest olime sellegipoolest <strong>9% ees<\/strong>.<strong><br \/>\n<\/strong><\/p>\n<p><strong> <\/strong><\/p>\n<table style=\"height: 249px;\" width=\"565\" align=\"center\">\n<tbody>\n<tr>\n<td><strong>Periood<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Tegelik tulemus<br \/>\nvs. s\u00e4\u00e4stuplaan<\/strong><\/td>\n<td style=\"text-align: center;\"><strong>Tegelik tulemus<br \/>\nvs. algne 2010 eelarve<\/strong><\/td>\n<\/tr>\n<tr>\n<td>2010 Juuni<\/td>\n<td style=\"text-align: center;\"><span style=\"color: #008000;\"><strong>-17%<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"color: #008000;\"><strong>-28%<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td>2010 Juuli<\/td>\n<td style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong>+3%<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"color: #008000;\"><strong>-9%<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td>2010 August<\/td>\n<td style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong><br \/>\n<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"color: #008000;\"><strong><br \/>\n<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td>2010 September<\/td>\n<td style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong><br \/>\n<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"color: #008000;\"><strong><br \/>\n<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td>2010 Oktoober<\/td>\n<td style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong><br \/>\n<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"color: #008000;\"><strong><br \/>\n<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td>2010 November<\/td>\n<td style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong><br \/>\n<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"color: #008000;\"><strong><br \/>\n<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td>2010 Detsember<\/td>\n<td style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong><br \/>\n<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"color: #008000;\"><strong><br \/>\n<\/strong><\/span><\/td>\n<\/tr>\n<tr>\n<td>KOKKU<\/td>\n<td style=\"text-align: center;\"><span style=\"color: #ff0000;\"><strong><span style=\"color: #008000;\">-5%<\/span><br \/>\n<\/strong><\/span><\/td>\n<td style=\"text-align: center;\"><span style=\"color: #008000;\"><strong>-19%<br \/>\n<\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><strong>Saadud \u00f5ppetunnid<br \/>\n<\/strong><\/p>\n<ul>\n<li><strong>Puhkus m\u00f5jutab kindlasti kulusid<\/strong>. Pole m\u00f5tet ennast petta ega unistada sellest, et \u00e4kki ei kulutaks puhkuse ajal tavalisest rohkem. Pisemadki meelelahutused n\u00f5uavad siiski teataval m\u00e4\u00e4ral raha ning puhkuse ajal on vaja ju k\u00f5igele vaatamata ka aktiivsemalt puhata &#8211; k\u00e4ia v\u00e4ljas s\u00f6\u00f6mas, kinos, kontsertitel ja teatris v\u00f5i kasv\u00f5i lapsega <a href=\"http:\/\/www.vudila.ee\" target=\"_blank\">Vudilas<\/a> (kuhu me k\u00fcll <a href=\"http:\/\/seller.ee\/\" target=\"_blank\">Selleri<\/a> vahendusel poole soodsamad piletid saime).<br \/>\nSeoses sellega, oleks ilmselt m\u00f5istlik j\u00e4rgmisel aastal selleks ajaks kui on plaanis puhkus v\u00f5tta, tekitada \u00fcks lisarida kuludesse, kuhu reserveerida tolle kuu peale vajalikud tuhanded kroonid (n\u00fc\u00fcd k\u00fcll vist eurod juba:)).<\/li>\n<li><strong>Kodutehnikat sisaldav eelarveliik on \u00fcks keerulisemaid liike t\u00e4pselt eelarvestamiseks.<\/strong> N\u00e4iteks t\u00e4nu suurele ja uhkele digi-tv projektile on meie rahakotist l\u00e4inud umbes 4000 krooni ja pilt televiisoris on halvem kui vanasti. K\u00f5ik tehnikavidinad tekitavad tavaliselt ka poole suurema raksatuse rahakotti kui m\u00f5ni muu v\u00e4iksem (emotsioon)ost.<\/li>\n<\/ul>\n<p><strong>L\u00f5petuseks<\/strong><\/p>\n<p>Need inimesed, kes juhtusid lugema Juunikuu postitust finantsplaani pidamise teemal ja m\u00f5tlesid, et v\u00f5iks\/peaks samuti kunagi sellega tegelema hakkama, kuid pole mingil p\u00f5hjusel sellega siiski t\u00e4naseks veel algust teinud &#8211; tuletan meelde, et terve kuu teie elust on m\u00f6\u00f6das ja ega te homme alustamiseks targemaks ei muutu. V\u00f5tke ennast kokku ja tehke proovi ning te kahetsete ainult seda, et te sellega juba varem ei alustanud.<\/p>\n<p>Kui sa reisile minnes ootad millal foorides k\u00f5ik tuled roheliseks l\u00e4hevad, siis sa t\u00f5en\u00e4oliselt ei asu sa kunagi teele.<\/p>\n<p><em><strong>PS: Kes vajab konsultatsiooni v\u00f5i abi oma finantsplaani koostamisel v\u00f5ib julgesti \u00fchendust v\u00f5tta &#8211; <a href=\"mailto:janar@rahakool.ee\" target=\"_blank\">janar@rahakool.ee<\/a> v\u00f5i 5129427. <\/strong><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kaks kuud tagasi, juuni alguses, alustasime operatsiooni &#8220;2010 II poolaasta s\u00e4\u00e4stuplaan&#8221;. Ehkki selles plaanis sisaldus saatuse tahtel ka juunikuu, mis teatavasti ei ole teises poolaastas, ei seganud see plaaniga siiski kuu aega varem alustamist. Sellest kuidas me alustasime eelarve timmimist ja finantsplaani koostamist v\u00f5ib lugeda Pere finantsplaan 2010 Juuni tulemused postitusest. Juuli 2010 tulemused Nagu &hellip; <a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/pere-finantsplaan-2010%e2%80%93juuli-tulemused\" class=\"more-link\">Loe edasi <span class=\"screen-reader-text\">Pere finantsplaan 2010 \u2013 Juuli tulemused<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[195,200,95,1],"tags":[181,137,184,43,207,203,206,10,201,208,119,205,204],"class_list":["post-323","post","type-post","status-publish","format-standard","hentry","category-kasulik-oppetund","category-kulude-optimeerimine","category-pere-eelarve","category-volast_vabaks","tag-eesmargid","tag-eraisikute-finantsplaneerimine","tag-finantsplaan","tag-kasulik","tag-konsultatsioon","tag-kulud","tag-oppetund","tag-pere","tag-plaan","tag-puhkus","tag-saastmine","tag-tulemused","tag-tulud"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts\/323","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/comments?post=323"}],"version-history":[{"count":7,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts\/323\/revisions"}],"predecessor-version":[{"id":328,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts\/323\/revisions\/328"}],"wp:attachment":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/media?parent=323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/categories?post=323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/tags?post=323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}