{"id":504,"date":"2011-01-04T01:04:27","date_gmt":"2011-01-03T23:04:27","guid":{"rendered":"http:\/\/www.rahakool.ee\/pere_eelarve\/?p=504"},"modified":"2011-01-04T01:04:27","modified_gmt":"2011-01-03T23:04:27","slug":"2010-aasta-7-erinevat-investeeringut-onnestusid-100","status":"publish","type":"post","link":"https:\/\/www.rahakool.ee\/pere_eelarve\/2010-aasta-7-erinevat-investeeringut-onnestusid-100","title":{"rendered":"Millised 7 toodet olid meie investeerimisportfellis 2010"},"content":{"rendered":"<p>Kui ma eilses <a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/2010-aasta-pere-eelarve-ja-saastmise-kokkuvote\" target=\"_blank\">pere-eelarve postituses mainisin investeeringute mahu olulist kasvu 2010 aastal<\/a>, siis t\u00e4na teeks v\u00e4ga l\u00fchildase \u00fclevaate meie investeeringute \u00f5nnestumisest eelmisel aastal.<\/p>\n<p>Erinevad tooted lisandusid investeerimisportfelli aasta jooksul. M\u00f5ni neist oli olemas ka juba varasemast ajast &#8211; n\u00e4iteks lapse koolifond Swedbankis ja isePankur.ee investeeringud. Samuti ei asunud me nullist koguma kohustuslikku kogumispensionit kuid eelmise aasta jaanuarist kolisime selle koos Bretiga LHV panka.<\/p>\n<h2>K\u00f5ik meie investeeringud tootsid rohkem kui 10% brutotulu!<\/h2>\n<p>Selleks, et aga tootlikkusest liiga vale ettekujutus ei tekiks, vaatame kohe alguses silma sellisele tegelasele nagu seda on inflatsioon, ehk hindade t\u00f5us. Kuna k\u00f5ik investeeringud ei ole tehtud aasta algusest peale, siis ma ei hakka siinkohal \u00fcldse v\u00e4lja tooma seda kui palju see \u00fchte v\u00f5i teist investeeringut m\u00f5jutas. Lihtsustamise m\u00f5istes v\u00f5ib v\u00e4ita see j\u00e4rgnev number on maksimaalne kahju mida ta teha sai. Poole aasta pealt tehtud investeeringutele on ta loomulikult selle v\u00f5rra v\u00e4hem m\u00f5ju avaldanud.<\/p>\n<h2>Inflatsioon s\u00f5i 2010 investeeringutest ~5,5%<\/h2>\n<p>Vaatame siis kui palju tootlikkusest tuleb inflatsioonile ohverdada. Kuna detsembri numbreid pole veel saadaval, siis vaatame viimase 11 kuu oma. <a href=\"http:\/\/www.stat.ee\/thi-kalkulaator\/?cpiStartMonth=12&amp;cpiStartYear=2009&amp;cpiEndMonth=11&amp;cpiEndYear=2010&amp;id=32857&amp;cpiCalculate=Arvuta\" target=\"_blank\" class=\"broken_link\">Selle perioodi inflatsioon on Statistikaameti andmetel 5,1%<\/a>. <strong>Oletada v\u00f5ib, et 2010 tuleb inflatsiooniks ~5,5%<\/strong>.<\/p>\n<p>See on \u00fcsna kobe number. Majanduskasv v\u00f5i kes iganes on inflatsiooniveski samuti ilusasti k\u00e4ima t\u00f5mmanud ja hoidku 2-3% t\u00e4htajalised hoiused oma nahk:)<\/p>\n<p><a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-thi.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-514\" title=\"2011-01-03 thi\" src=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-thi.png\" alt=\"\" width=\"402\" height=\"302\" srcset=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-thi.png 402w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-thi-300x225.png 300w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-thi-150x112.png 150w\" sizes=\"auto, (max-width: 402px) 100vw, 402px\" \/><\/a><\/p>\n<h2>Kokkuv\u00f5te investeeringutest<\/h2>\n<h3>1. Aktsiainvesteeringud Tallinna b\u00f6rsil<\/h3>\n<p style=\"padding-left: 30px;\"><strong>Brutotootlus 8 kuuga <span style=\"color: #339966;\">+11%<\/span>. <\/strong><\/p>\n<p style=\"padding-left: 30px;\">Mustemail p\u00e4evil k\u00e4isin ka alla -25% \u00e4ra<\/p>\n<p><a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-janari_aktsiaportfelli_muutus.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-507\" title=\"2011-01-03 janari_aktsiaportfelli_muutus\" src=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-janari_aktsiaportfelli_muutus.png\" alt=\"\" width=\"547\" height=\"376\" srcset=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-janari_aktsiaportfelli_muutus.png 547w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-janari_aktsiaportfelli_muutus-300x206.png 300w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-janari_aktsiaportfelli_muutus-150x103.png 150w\" sizes=\"auto, (max-width: 547px) 100vw, 547px\" \/><\/a><\/p>\n<p><a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-janari_aktsiaportfell1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-506\" title=\"2011-01-03 janari_aktsiaportfell\" src=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-janari_aktsiaportfell1.png\" alt=\"\" width=\"505\" height=\"368\" srcset=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-janari_aktsiaportfell1.png 505w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-janari_aktsiaportfell1-300x218.png 300w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-janari_aktsiaportfell1-150x109.png 150w\" sizes=\"auto, (max-width: 505px) 100vw, 505px\" \/><\/a><\/p>\n<h3>2. Swedbanki Kesk-Aasia Aktsiafond<\/h3>\n<p style=\"padding-left: 30px;\"><strong>Brutotootlus 8 kuuga <\/strong><span style=\"color: #339966;\"><strong>+9,6%<\/strong><\/span><\/p>\n<p style=\"padding-left: 30px;\">Mustemail p\u00e4evil k\u00e4isin \u00e4ra -16% peal<\/p>\n<p><a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-kesk-aasia-aktsiafond-tootlikkus1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-515\" title=\"2011-01-03 Swedbank-kesk-aasia-aktsiafond-tootlikkus\" src=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-kesk-aasia-aktsiafond-tootlikkus1.png\" alt=\"\" width=\"548\" height=\"243\" srcset=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-kesk-aasia-aktsiafond-tootlikkus1.png 710w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-kesk-aasia-aktsiafond-tootlikkus1-300x133.png 300w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-kesk-aasia-aktsiafond-tootlikkus1-150x66.png 150w\" sizes=\"auto, (max-width: 548px) 100vw, 548px\" \/><\/a><\/p>\n<h3>3. Swedbanki Venemaa Aktsiafond<\/h3>\n<p><strong>Brutotootlus ~3 kuuga <\/strong><strong><span style=\"color: #339966;\">+19%<\/span><br \/>\n<\/strong>See on Breti investeering:)<strong><br \/>\n<\/strong><\/p>\n<p><a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-venemaa-aktsiafond-tootlikkus1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-516\" title=\"2011-01-03 Swedbank-venemaa-aktsiafond-tootlikkus\" src=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-venemaa-aktsiafond-tootlikkus1.png\" alt=\"\" width=\"550\" height=\"244\" srcset=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-venemaa-aktsiafond-tootlikkus1.png 710w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-venemaa-aktsiafond-tootlikkus1-300x133.png 300w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-venemaa-aktsiafond-tootlikkus1-150x66.png 150w\" sizes=\"auto, (max-width: 550px) 100vw, 550px\" \/><\/a><\/p>\n<h3>4. Swedbanki Fondifond 100<\/h3>\n<p><strong>Brutotootlus viimase 12 kuuga <\/strong><span style=\"color: #339966;\"><strong>+22,9%<\/strong><\/span><\/p>\n<p><strong>Tootlikkus viimase 24 kuuga<\/strong><span style=\"color: #339966;\"><strong><span style=\"color: #000000;\"><\/span> +78,7%<br \/>\n<\/strong><\/span><\/p>\n<p>Sellesse fondi on paigutatud meil lapse koolifond. J\u00e4\u00e4b \u00fcle <a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/lapse-koolifond\" target=\"_blank\">Swedbanki t\u00e4nada eduka investeeringu juhtimise eest juba teist aastat j\u00e4rjest<\/a>.<\/p>\n<p><a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-fondifond100-tootlikkus1.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-517\" title=\"2011-01-03 Swedbank-fondifond100-tootlikkus\" src=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-fondifond100-tootlikkus1.png\" alt=\"\" width=\"710\" height=\"315\" srcset=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-fondifond100-tootlikkus1.png 710w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-fondifond100-tootlikkus1-300x133.png 300w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-Swedbank-fondifond100-tootlikkus1-150x66.png 150w\" sizes=\"auto, (max-width: 710px) 100vw, 710px\" \/><\/a><\/p>\n<h2>5. LHV pensionifond L<\/h2>\n<p><strong>Brutotootlus viimase 12 kuuga <span style=\"color: #339966;\">+16,1%<\/span><\/strong><\/p>\n<p>Varasemalt olid meie pensionid SEB panga progressiivses fondis (graafikul alumine sinine joon). <a href=\"http:\/\/www.lhv.ee\/pension\/ifond\/vordle.html\" target=\"_blank\" class=\"broken_link\">Vahetus LHV pensionifondi L tasus \u00e4ra<\/a>.<\/p>\n<p><a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-pensionifondi_tootlikkus.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-510\" title=\"2011-01-03 pensionifondi_tootlikkus\" src=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-pensionifondi_tootlikkus.png\" alt=\"\" width=\"549\" height=\"205\" srcset=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-pensionifondi_tootlikkus.png 858w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-pensionifondi_tootlikkus-300x112.png 300w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-pensionifondi_tootlikkus-150x56.png 150w\" sizes=\"auto, (max-width: 549px) 100vw, 549px\" \/><\/a><\/p>\n<h3>6. isePankuri investeeringud<\/h3>\n<p><strong>Brutotootlus viimase 12 kuuga <span style=\"color: #339966;\">+18,8%<\/span><\/strong><\/p>\n<p>Eelmise aasta tootlus oli 17,1%, niiet l\u00e4heb h\u00e4sti. Minu muid <a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/tag\/isepankur\" target=\"_blank\">m\u00f5tisklusi isePankuri investeeringute teemadel<\/a> saab lugeda varasematest postitustest.<\/p>\n<h3><a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-isepankuri-tootlikkus.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-513\" title=\"2011-01-03 isepankuri-tootlikkus\" src=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-isepankuri-tootlikkus.png\" alt=\"\" width=\"530\" height=\"323\" srcset=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-isepankuri-tootlikkus.png 530w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-isepankuri-tootlikkus-300x182.png 300w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-isepankuri-tootlikkus-150x91.png 150w\" sizes=\"auto, (max-width: 530px) 100vw, 530px\" \/><\/a>7. iShares Silver Trust (l\u00fchend:SLV), New Yorki b\u00f6rsilt<\/h3>\n<p>See h\u00f5bedainvesteering on tehtud alles aasta l\u00f5pus ja ehkki \u00fcheainsa n\u00e4dalaga on tootlus olnud <span style=\"color: #339966;\"><strong>+5,5%<\/strong><\/span> siis pole siit s\u00fcgavamaid j\u00e4reldusi m\u00f5tet t\u00e4na teha. SLV k\u00e4ek\u00e4iku saab n\u00e4ha n\u00e4iteks <a href=\"http:\/\/finance.yahoo.com\/echarts?s=SLV+Interactive#symbol=SLV;range=1y\" target=\"_blank\" class=\"broken_link\">Yahoo Finantsportaalist<\/a>.<\/p>\n<p>Eelmise aasta tootlus <span style=\"color: #339966;\"><strong>+163%<\/strong><\/span> on siiski v\u00f5ibolla huvipakkuv. Investeering on tehtud <a href=\"http:\/\/www.lhv.ee\" target=\"_blank\">LHV panga<\/a> vahendusel.<\/p>\n<p><a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-SLV_tootlikkus.png\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-511\" title=\"2011-01-03 SLV_tootlikkus\" src=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-SLV_tootlikkus.png\" alt=\"\" width=\"481\" height=\"372\" srcset=\"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-SLV_tootlikkus.png 481w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-SLV_tootlikkus-300x232.png 300w, https:\/\/www.rahakool.ee\/pere_eelarve\/wp-content\/uploads\/2011\/01\/2011-01-03-SLV_tootlikkus-150x116.png 150w\" sizes=\"auto, (max-width: 481px) 100vw, 481px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Kui ma eilses pere-eelarve postituses mainisin investeeringute mahu olulist kasvu 2010 aastal, siis t\u00e4na teeks v\u00e4ga l\u00fchildase \u00fclevaate meie investeeringute \u00f5nnestumisest eelmisel aastal. Erinevad tooted lisandusid investeerimisportfelli aasta jooksul. M\u00f5ni neist oli olemas ka juba varasemast ajast &#8211; n\u00e4iteks lapse koolifond Swedbankis ja isePankur.ee investeeringud. Samuti ei asunud me nullist koguma kohustuslikku kogumispensionit kuid eelmise &hellip; <a href=\"https:\/\/www.rahakool.ee\/pere_eelarve\/2010-aasta-7-erinevat-investeeringut-onnestusid-100\" class=\"more-link\">Loe edasi <span class=\"screen-reader-text\">Millised 7 toodet olid meie investeerimisportfellis 2010<\/span> <span class=\"meta-nav\">&rarr;<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[60],"tags":[198,212,90,270,390,115,277,211,275,278,166,276,28,165,273,167,272,271,225,224,269,274,279],"class_list":["post-504","post","type-post","status-publish","format-standard","hentry","category-investeeringud","tag-aktsiaportfell","tag-fondifond-100","tag-inflatsioon","tag-investeerimisportfell","tag-investeeringud","tag-isepankur","tag-ishares-silver-trust","tag-kesk-aasia-aktsiafond","tag-lhv","tag-nyse","tag-olympic","tag-slv","tag-swedbank","tag-tallink","tag-tallinna-bors","tag-tallinna-kaubamaja","tag-tarbijahinnaindeks","tag-thi","tag-tootlikkus","tag-tulusus","tag-ulevaade","tag-venemaa-aktsiafond","tag-yahoo"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts\/504","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/comments?post=504"}],"version-history":[{"count":1,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts\/504\/revisions"}],"predecessor-version":[{"id":519,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts\/504\/revisions\/519"}],"wp:attachment":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/media?parent=504"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/categories?post=504"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/tags?post=504"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}