{"id":761,"date":"2014-10-17T09:38:13","date_gmt":"2014-10-17T06:38:13","guid":{"rendered":"http:\/\/www.rahakool.ee\/pere_eelarve\/?p=761"},"modified":"2014-12-31T15:15:31","modified_gmt":"2014-12-31T13:15:31","slug":"rahavoog","status":"publish","type":"post","link":"https:\/\/www.rahakool.ee\/pere_eelarve\/rahavoog","title":{"rendered":"Rahavoog"},"content":{"rendered":"

Eelmises postituses, mis r\u00e4\u00e4kis vaestest, keskklassist ja rikastest<\/a>, kujutasin Kiyosaki kurikuulsat rahavoo skeemi.\u00a0Too skeem aga j\u00e4i natuke lihtsakoeliseks minu jaoks ja m\u00f5tlesin, et seoses tuleviku ja v\u00f5imaliku rahakool.ee renoveerimisega, teen veidi t\u00e4psema skeemi ja proovin m\u00f5isted lihtsustada ja paika saada enda jaoks.<\/p>\n

Selline kategoriseerimine v\u00f5imaldaks enda pere finants\u00fclevaates saada k\u00e4tte minu arvates olulisi n\u00e4idikuid:<\/p>\n

    \n
  1. Passiivse tulu osakaal sissetulekutest<\/strong> (%)<\/li>\n
  2. “S\u00e4\u00e4stetud” osakaal “aktiivsest” sissetulekust<\/strong>\u00a0(%)<\/li>\n
  3. Tarbitud kulude osakaal v\u00e4ljaminekutest<\/strong> (%)<\/li>\n
  4. “Tahan”<\/em> kulude osakaal tarbitud v\u00e4ljaminekutest<\/strong> (%)<\/li>\n
  5. Reservide mahu kordaja<\/strong> (mitu kuud “aktiivset” sissetulekut on reservides) (kuud)<\/li>\n
  6. Omakapitali mahu kordaja<\/strong> (mitu kuud “h\u00e4davajalikke” kulusid on omakapitalis) (kuud)<\/li>\n
  7. Varade maht<\/strong> (\u20ac)<\/li>\n
  8. Omakapitali maht\u00a0<\/strong>(\u20ac)<\/li>\n
  9. Omakapitali osakaal varadest<\/strong> (%)<\/li>\n
  10. Passiivse tuluga kaetud “H\u00e4davajalik” tarbimine<\/strong> (%)<\/li>\n
  11. Passiivse tuluga kaetud tarbimine<\/strong> (%)<\/li>\n<\/ol>\n

    Nende n\u00e4idikute baasil saaks juba p\u00e4ris toredasti pere nn. finantstervist hinnata ja mingeid riske v\u00e4lja tuua v\u00f5i midagi tuleviku kohta prognoosida.<\/p>\n

    Kui need n\u00e4idikud igakuiselt talletada, siis on v\u00f5imalik ka trendi n\u00e4ha ja selle pealt omakorda j\u00e4reldusi teha.<\/p>\n

    \"Rahavoog\"<\/a><\/p>\n

    Mingeid probleeme kindlasti esineb sellise kategoriseerimisega aga ma pisemate n\u00fcansside p\u00e4rast ei muretseks. Ilmaasjata ei tahaks pilti keerulisemaks ajada.<\/p>\n","protected":false},"excerpt":{"rendered":"

    Eelmises postituses, mis r\u00e4\u00e4kis vaestest, keskklassist ja rikastest, kujutasin Kiyosaki kurikuulsat rahavoo skeemi.\u00a0Too skeem aga j\u00e4i natuke lihtsakoeliseks minu jaoks ja m\u00f5tlesin, et seoses tuleviku ja v\u00f5imaliku rahakool.ee renoveerimisega, teen veidi t\u00e4psema skeemi ja proovin m\u00f5isted lihtsustada ja paika saada enda jaoks. Selline kategoriseerimine v\u00f5imaldaks enda pere finants\u00fclevaates saada k\u00e4tte minu arvates olulisi n\u00e4idikuid: Passiivse … Loe edasi Rahavoog<\/span> →<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[60,195,200,95,342,343],"tags":[385,384,301,381,183,382,68,383],"class_list":["post-761","post","type-post","status-publish","format-standard","hentry","category-investeeringud","category-kasulik-oppetund","category-kulude-optimeerimine","category-pere-eelarve","category-populaarseimad_postitused","category-sissetulekute-suurendamine","tag-kiyosaki","tag-omakapital","tag-passiivne-tulu","tag-rahavoog","tag-reservid","tag-saastud","tag-tarbimine","tag-varad"],"jetpack_featured_media_url":"","_links":{"self":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts\/761","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/comments?post=761"}],"version-history":[{"count":8,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts\/761\/revisions"}],"predecessor-version":[{"id":776,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/posts\/761\/revisions\/776"}],"wp:attachment":[{"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/media?parent=761"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/categories?post=761"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.rahakool.ee\/pere_eelarve\/wp-json\/wp\/v2\/tags?post=761"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}